Description
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
Interests
- Conventional
- Enterprising
- Investigative
Work Values
- Independence
- Relationships
- Support
Work Styles
- Integrity
- Attention to Detail
- Analytical Thinking
- Dependability
- Achievement/Effort
Tasks
- Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
Work Activities
- Getting Information
- Making Decisions and Solving Problems
- Analyzing Data or Information
- Working with Computers
- Establishing and Maintaining Interpersonal Relationships
Detailed Work Activities
- Observing, receiving, and otherwise obtaining information from all relevant sources.
- Analyzing information and evaluating results to choose the best solution and solve problems.
- Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.
- Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Developing constructive and cooperative working relationships with others, and maintaining them over time.
- Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.
- Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
- Developing specific goals and plans to prioritize, organize, and accomplish your work.
- Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
- Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
Technology Skills
- Data base user interface and query software
- Presentation software
- Financial analysis software
- Enterprise resource planning ERP software
- Spreadsheet software
Abilities
- Written Comprehension
- Inductive Reasoning
- Written Expression
- Oral Expression
- Deductive Reasoning
Skills
- Active Listening
- Critical Thinking
- Reading Comprehension
- Writing
- Speaking
Knowledge
- English Language
- Customer and Personal Service
- Mathematics
- Sales and Marketing
Most Common Education Level
The “Most Common Education Level” refers to the level of education held by the majority of workers in a given occupation. For example, if the highest percentage of workers in a role have an Associate’s Degree, that suggests this is the typical educational requirement. Knowing this helps you plan how many years of education you may need to pursue that career.
Certificates
Certificate name
Tax-Exempt & Governmental Plan Administration-1Certifying Organization
American Society of Pension Professionals and Actuaries
Type
Core
Certificate name
Certified Residential Underwriter - IntermediateCertifying Organization
Mortgage Bankers Association of America
Type
Core
Income Percentile
The income percentiles show how earnings are distributed within a profession. The 10th percentile means that 10% of workers earned less than that amount. The median (50th percentile) indicates that half of workers earned more, and half earned less. The 90th percentile reflects what the top 10% of earners in the field make.
| Income Percentile | Annual Income |
|---|---|
| Low (10%) | $51,512 |
| Median (50%) | $83,390 |
| High (90%) | $140,095 |
Income by Experience
This table shows how income typically grows with experience—from entry level (0–2 years), to mid-level (3–5 years), to senior level (6–8 years), to expert level (8+ years).
| Experience | Income |
|---|---|
Entry Level  | $65,286 |
| Mid Level | $79,104 |
| Senior Level | $101,608 |
| Expert Level | $145,450 |
Employability
There are currently 118,400 jobs in this career path. Over the next 10 years, that number is expected to decrease to 113,700 positions, reflecting a projected decline of -4%.
The Projected Job Growth figure refers to the expected increase or decrease in employment within a specific career field over a certain period of time.
Projected Job Growth of -4%
Related Careers
The career information and data on this site incorporates information from O*NET Web Services, Lightcast, CareerOneStop, and the U.S. Bureau of Labor Statistics (BLS). For more details regarding the data sources and the specific information sourced, click here.
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